Sunday, September 28, 2008

An update to my short term financial goals until november

So, Heres the update. I think I am doing pretty good.
My Short Term Financial Goals by November
Heres what we got:
Last month= black
This month= blue
  • Our HouseFund: $21,256--$23,147
  • My Checkings (high interest): $10,975--$11,427
  • My Checkings (no interest): $1,977.19-- $1614.04
  • CD at huntington (expiring in march):$5,783.43--$5,809
  • CD at huntington (expiring this month): $774.00 EXPIRED deposited into house
  • Adam Checkings (high interest): $1,238.00--$741.00 (Adam hasnt gotten paid)
  • Bank of America: $79---$79
  • Roth: $8,900--$8,102
  • Credit Card debt: $348.00---$963.00--we went to the mall of america
  • Credit Card debt: $3,000 (new scooter) no payments or interest for 6 months---$2,403
  • 401k: $2301.46--$2077
Ok so heres the goals until November:
  1. Start contributing to my Roth this year and max out by April September $997
  2. Start contributing to my 401k again with matching--my company cant do it for me now...trying to get retribution because of it
  3. Pay off credit card each month--September $957.24
  4. Split paycheck between housefund and high interest checking every 2 weeks September
  5. Pay off scooter September
  6. Make 2 payments to Adams student loans not yet...

On top of that I want to save for christmas presents, my dads birthday present and pay the monthly bills. I am going to use as many coupons as possible. Whatever our savings is on our grocery bill I will contribute that money into Adam's high interest checking (our hot tub fund). I am also going to try to get $100 or more in Chacha extra money (currently at $64--now $87). I am also going to work as much overtime as I can--only twice so far :(! Incase you are wondering i have a "low interest" account is because my direct deposit and automatic bill payments come out of there. I am workin on getting that changed...opened a joint charles schwab account

So theres the update...next month we will review. Any thoughts are helpful :)

Friday, September 5, 2008

$250!!!

Over at 20s money they are giving away $250!!! Check it out:
Would $250 help you kick start your savings, investing or just help out with expenses? It’s time for us to give away some of the money that this blog has been earning to a 20s Money reader as a thank you for helping this blog get off the ground over the last 5 months.

Wednesday, September 3, 2008

Giveaway!!


Deena over at A peek at my bookshelf is giving away 30 books in 30 days! I love to read on my downtime, what a great opportunity she is giving us to win!! Check it out!!







Also Homemakers Resource is giving away coupons again! Check that out!!!


My Short Term Financial Goals by November
So, I started a new job until november so I wanted to try to set some financial goals. Adam and I just had our wedding and I am trying to refund my savings from that. So, heres what we got so far:
  • Our HouseFund: 21,256
  • My Checkings (high interest): $10,975
  • My Checkings (no interest): $1,977.19
  • CD at huntington (expiring in march):$5,783.43
  • CD at huntington (expiring this month): $774.00
  • Adam Checkings (high interest): $1,238.00
  • Bank of America: $79
  • Roth: $8,900
  • Credit Card debt: $348.00
  • Credit Card debt: $3,000 (new scooter) no payments or interest for 6 months
  • 401k: $2301.46
Ok so heres the goals until November:
  1. Start contributing to my Roth this year and max out by April
  2. Start contributing to my 401k again with matching
  3. Pay off credit card each month
  4. Split paycheck between housefund and high interest checking every 2 weeks
  5. Pay off scooter
  6. Make 2 payments to Adams student loans

On top of that I want to save for christmas presents, my dads birthday present and pay the monthly bills. I am going to use as many coupons as possible. Whatever our savings is on our grocery bill I will contribute that money into Adam's high interest checking (our hot tub fund). I am also going to try to get $100 or more in Chacha extra money (currently at $64). I am also going to work as much overtime as I can! Incase you are wondering i have a "low interest" account is because my direct deposit and automatic bill payments come out of there. I am workin on getting that changed...

So theres the goals. I will revisit this post next month and update the status. Wish me luck!! Any tips are welcomed :)