Rayovac summer giveaway!

The exciting, new Rayovac Powers Your Summer Promotion started yesterday, June 21st and runs through July 20th. There are many ways you can win. Rayovac is offering giveaways and summer fun tips at the promotion website. Simply tell them how you'll power your fun this summer each day for a chance to win prizes ranging from Cameras and Bikes to Camping Supplies and a Summer Supply of Rayovac Batteries! No trick questions here! There is no correct answer to how you and your family add the Power of Fun to your summer! Must be a US resident and 18 or older at the time of entry to enter this Promotion, the Twitter Event or the Blogger Promotion.

For example, here is today’s question:

13 million Americans go camping each year. What is your camping style? Backyard, adventurous, roughing it?

I told them we will rough it in denver in August!

Giveaways for fathers day

Giveaways for Dads day!
PennyPinchinmom.com $100 Home Depot card!
Saving Cents with Sense $100 Home Depot Card

Money Goals for June

Goals

Debt

• Pay off Adams Small Loan by December--currently at: $3245.22---we will use the rebates from our cc next month
• Get Emergency Fund Back to $5000-- currently $4514.32--added $960 this month, we have a new strategy of rolling all the money into one fund at a time and getting it to our goal.
  
• Keep paying Adams Big Loan--extra payments once small loan is gone-- currently at $36,006.85, paid off about 500 this month including our thankyou rewards check

Save

• Pay all medical bills etc with HSA Fund-- waiting on the surgery claim...paid $87 last month
  
• Continue to contribute the max to my Roth $5000-- 2010 roth-currently at $1,707.00
  
• Start Boiler Fund and buy a boiler this year with tax credit Save $2000-- currently $969.76 added $182.90 this month
  
• Get Baby Fund up to $5500 at least--currently at $3385.69 added nothing this month
  
• Get Vacation fund to $1000--currently $60.69-added nothing this month
  
• Start IKEA fund so we can go on a shopping spree haha ($1000 goal)- currently at $540.98
• Save $40 in HSA fund--currently we have two HSA balances: 220.01 and 446.59

Frugal

• No More than $200/mo on groceries--May $246...a little over
  
• Free/Cheap stockups at drugstores- got $3 from surveys in May
  

Home

• Paint upstairs bathroom orange-- bought paint 1/10
  
• Put in new toilet and plumbing downstairs done 5/10
  
• Get window treatments for bedrooms done 5/10
  
• Put in new toilet upstairs done 5/10
  
• Get closet doors
• Install toilet and sink done 5/10
  
• Paint downstairs bathroom-- bought paint 1/10
  
• Install bathroom floor--floor boards are down! 3/10
  
• Paint computer room
• Install Floor in computer room
• Paint Guest Bedroom--Base Coat and Closet are painted! 2/10
• Buy carpet for guest bedroom
• Buy floor for downstairs bathroom--bought 4/10
  
• Redo electrical box- done 3/10
• Get all downstairs plumbing done--done 3/10
  
• Get Drywall done in downstairs bathroom-- done! 3/10
  
• Put downstairs bathroom floor in done 5/10!
  
• Paint Bathroom done 5/10!
  
• Buy bathroom sink- done 4/10
• Install dryer
• Install cabinet in bathroom
  
• Install countertop in bathroom
• Buy upstairs carpet for guest room
  

Organize Accounts

• Move 401k from Principal to Fidelity in may 2010--will look into this 5/10, forgot to do that...try this month
  
• Pay off Credit Card biweekly--paid!
• Opening a Chase checking because they are giving away $150
• Once we get the Schwab card, get rid of Citi---one more bill to pay for citi!
  

Budget
$200 mo groceries spent $246
$280 mo gas $172/mo
$600 year auto repair 450! adam got in a fender bender...thank god for emergency fund
$50 mo electricity --$44.12!
$50 mo clothing--spent $41 on scrubs!
$100 fast food/dining--$200... from chicago
$40 Water quarterly--1/10 $31.41

Added Goals

• Start Cavs fund when our first fund reaches its goal and small loan is paid off
  
• pay one fund at a time and get to the goal of the emergency fund $5000 first
  
• Keep paying Adams Big Loan--extra payments once small loan is gone
• Save $40 in HSA fund
• Get all funds done then make emergency fund $10000
• Get bank account to $10000 pay off medical bills and then pay off adams small loan
  

Completed Goals

• Consider Refinancing our House---not worth it with our mortgage company
• Redo downstairs plumbing ($1100)--paid 1/7 and 1/21
• Continue to contribute the max to my Roth $5000--Maxed 2/8
• Close Huntington and move money to northwest saving--2/10
• Pay $450 more for basement plumbing done! done 3/5
• Buy Cavs season tickets...make a fund next year!--bought 3/10
• Use Thank You rewards for Adams Loans-- used them! 5/10
• Opening a Schwab 2% Cash back card--will use all cash back for Adams loans 5/10
  

Goals not completed

• Pay off Adams Small Loan by March
• Talk with Wells Fargo, they want to refinance our home--ill wait til they call again, havent had time to meet with him
• Save at least $300 for Sean and Mandys wedding in Disney-We decided that its not a good idea to go due to my surgery costs :( We are sad about it.
• Look into different mutual funds for Roth...--i still dont know what i am doing with this..

June Goals in my life

June-
Fun
Grandpas Party June 12
See Dawn when she comes home and get pedicures
Jeannie and Adams MCdonalds party
See Sarah and Kevin again
Read a book
Have a fire with friends
Meet up with sean and mandy to give wedding gift
Take scooter ride to kent

DIYing/Crafting:
Scrapbook 2 pages
Meet up with Lorina and help her scrapbook

Gardening:

Weed the raspberries
Plant watermelon
Plant strawberries

Home:

Get bathroom floor in

Wash our comforter once the washer and dryer are in
Put up bathroom mirror, toilet paper roll and towel rack
Buy cleaning supplies for downstairs bathroom

Cooking:

Make one new recipe every 2 weeks

Wellness:

Run twice a week!

Work:
Work a contract at hillcrest
Interview at tripoint
Go agency at rbc

May-

Fun
Britt bday dinner--went to Texas Roadhouse, enjoyed seeing everyone!

Sarah and Kevin Housewarming--Didnt get to go due to work :(
Have a fire with our friends--havent had a nice day off yet
See Vicky and Jeremy- saw them twice and went to icecream
Chicago for 5 days!!--It was not what i expected but still nice to get away!
See Trish and Linda- never going to happen
Meet up with Sean and Mandy for wedding gift--maybe this month?
Read a book- Read Fade Away by Harlan Coben, pretty good. Also listened to dave ramsey on cd in my car
If adam and I have a day off: take a scooter ride to kent or hike cuyahoga valley national park--were supposed to may 24, then they scheduled adam to work.

DIYing/Crafting:

Scrapbook 10 Pages, hopefully I can do this in chicago!--I did 7 close enough.

Gardening:

Buy some mulch and top soil for the flower beds--adams dad is gonna give us some multch soon

Home:

Start painting bathroom??--its grey!!

Go through pantry this month and clean out kitchen cabinets-- I got that done!

Cooking:

Make 2 vegetarian recipes--white bean skillet, it was good. Gonna make some white bean chili outta the beans also made this citrus fish, it was ok...dont plan on making it again
Citrus fish was good

Wellness:

Having surgery on may 18--it hurt but no endometriosis so thats good
Preadmission testing May 4--did that too!
Run 4 miles at least during one run and run every day in chicago and once a week at home except the surgery week--ran everyday in chicago and did run once a week at least! I hope i can do the johnnycake

Work:
Work a contract at hillcrest with one day a week at rbc--rbc kept cancelling but i got overtime at hillcrest

Money Goals for May

Goals

Debt

• Pay off Adams Small Loan by December--currently at: $3295.88.20---we will use thank you rewards this month to pay it
• Get Emergency Fund Back to $5000-- currently $3553.87--added $182.90 this month
• Keep paying Adams Big Loan--extra payments once small loan is gone-- currently at $36,562.34

Save

• Pay all medical bills etc with HSA Fund-- just paid the first one $107.00...
  
• Continue to contribute the max to my Roth $5000-- 2010 roth-currently at $1,291.00
  
• Use Thank You rewards for Adams Loans-- currently have $28,897--getting $225 in student loan rebates!
  
• Start Boiler Fund and buy a boiler this year with tax credit Save $2000-- currently $969.76 added $182.90 this month
  
• Get Baby Fund up to $5500 at least--currently at $3385.69 added $182.90 this month
  
• Get Vacation fund to $1000--currently $193.32-added $182.90 this month, I am sure we will use this up in chicago next week. Then we will save for our anniversary
  
• Start IKEA fund so we can go on a shopping spree haha ($1000 goal)- currently at $540.98
• Save $40 in HSA fund--currently we have two HSA balances: 80.01 and 617.89

Frugal

• No More than $200/mo on groceries--April-$370...I dont know why its so much
  
• Free/Cheap stockups at drugstores- got $28 from rebates and surveys in April
  

Home

• Paint upstairs bathroom orange-- bought paint 1/10
  
• Put in new toilet and plumbing downstairs
  
• Get window treatments for bedrooms
• Put in new toilet upstairs
  
• Get closet doors
• Install toilet and sink and fan
  
• Paint downstairs bathroom-- bought paint 1/10
  
• Install bathroom floor--floor boards are down! 3/10
  
• Paint computer room
• Install Floor in computer room
• Paint Guest Bedroom--Base Coat and Closet are painted! 2/10
• Buy carpet for guest bedroom
• Buy floor for downstairs bathroom--bought 4/10
  
• Redo electrical box- done 3/10
• Get all downstairs plumbing done--done 3/10
  
• Get Drywall done in downstairs bathroom-- done! 3/10
  
• Put downstairs bathroom floor in
• Paint Bathroom
• Buy bathroom sink- done 4/10
  

Organize Accounts

• Move 401k from Principal to Fidelity in may 2010--will look into this 5/10
  
• Pay off Credit Card biweekly--paid!
• Opening a Chase checking because they are giving away $150
• Once we get the Schwab card, get rid of Citi---one more bill to pay for citi!
  

Budget
$200 mo groceries spent $370
$280 mo gas $172/mo
$600 year auto repair none this month
$50 mo electricity --$32.59!
$50 mo clothing--spent $116 at old navy!
$100 fast food/dining--$200...
$40 Water quarterly--1/10 $31.41

Added Goals

• Start Cavs fund when our first fund reaches its goal and small loan is paid off
  
• Once our first fund is up to the goal, get the small loan paid off! Then $60 a month to a different goal
• Look into different mutual funds for Roth...--i still dont know what i am doing with this..
  
• Opening a Schwab 2% Cash back card--will use all cash back for Adams loans
• Keep paying Adams Big Loan--extra payments once small loan is gone
• Save $40 in HSA fund

Completed Goals

• Consider Refinancing our House---not worth it with our mortgage company
• Redo downstairs plumbing ($1100)--paid 1/7 and 1/21
• Continue to contribute the max to my Roth $5000--Maxed 2/8
• Close Huntington and move money to northwest saving--2/10
• Pay $450 more for basement plumbing done! done 3/5
• Buy Cavs season tickets...make a fund next year!--bought 3/10
  

Goals not completed

• Pay off Adams Small Loan by March
• Talk with Wells Fargo, they want to refinance our home--ill wait til they call again, havent had time to meet with him
• Save at least $300 for Sean and Mandys wedding in Disney-We decided that its not a good idea to go due to my surgery costs :( We are sad about it.

April 26 Giveaways!

Some new giveaways!
-Alice.com $100 Giftcard at EADFL blog!
-Seventh Generation Starter Pack Giveaway at Money Saving Mama in Michigan!
-$10 Target Giftcard Giveaway at Couponing to be debt free!
-$100 Amazon giftcard giveaway at EADFL blog!

May Goals in my life

April-

Fun

Go to Sarah and Kevs new house--went to visit, they are having a housewarming in may
Go see Dawn when she comes to town--went to coffee and dinner :)
Kelly and Jasons wedding--April 17! Fun time with the family
March of Dimes Walk--Great time with Logan, i was so happy my whole family came
Zacharys Bday Party--Lots of people. Fun times!
See Vicky and Jeremy--went to dinner at their house before work...not very long but it was fun!
Go to a cavs game with Lorina and one with Adam--went to both plus a playoff game!!

DIYing/Crafting:

Scrapbook 2 Pages--I think I just did one...

Gardening:

Take meme to Gails Garden with me to figure out flowers--Got a bunch of flowers and planted
Try to figure out flower beds again---finally did it!

Home:

Declutter basement for 15 minutes every time I am off work--did some...went to jeannies and had a recycle day it was great!

Wash all windows this month at some point--our window screens get stuck so it is hard to do...we need a fund for new windows. But i did vacuum out all the screens this month!

Cooking:

Make 2 vegetarian recipes--we made homemade pizza, not veggie...and I forget what else we had...

Wellness:

Go running at least 4 times this month--I did it! and I went with Jeannie it was a good run

Work:
Work part time at Hillcrest and Full time at Rainbow until April 24---Got called off a few shifts this month...

May-

Fun
Britt bday dinner

Sarah and Kevin Housewarming
Have a fire with our friends
See Vicky and Jeremy
Chicago for 5 days!!
See Trish and Linda
Meet up with Sean and Mandy for wedding gift
Read a book
If adam and I have a day off: take a scooter ride to kent or hike cuyahoga valley national park

DIYing/Crafting:

Scrapbook 10 Pages, hopefully I can do this in chicago!

Gardening:

Buy some mulch and top soil for the flower beds

Home:

Start painting bathroom??

Go through pantry this month and clean out kitchen cabinets

Cooking:

Make 2 vegetarian recipes--I gotta try this again
Citrus Fish is gonna be made tomorrow...

Wellness:

Having surgery on may 18
Preadmission testing May 4
Run 4 miles at least during one run and run every day in chicago and once a week at home except the surgery week

Work:
Work a contract at hillcrest with one day a week at rbc