Goals

Debt

• Pay off Adams Small Loan by March
• Get Emergency Fund Back to $5000

Save

• Pay all medical bills etc with HSA Fund
• Continue to contribute the max to my Roth $5000
• Use Thank You rewards for Adams Loans
• Save at least $300 for Sean and Mandys wedding in Disney
• Consider refinancing in 2010
• Start Boiler Fund and buy a boiler this year with tax credit Save $2000
  
• Get Baby Fund up to $5500 at least
• Get Vacation fund to $1000

Frugal

• No More than $200/mo on groceries
• Free/Cheap stockups at drugstores

Home

• Paint upstairs bathroom orange
• Put in new toilet
• Get window treatments for bedrooms
• Get closet doors
• Redo downstairs plumbing ($1100)
  
• Install toilet and sink and fan
  
• Paint downstairs bathroom
• Install bathroom floor
• Paint computer room
• Install Floor in computer room
  

Organize Accounts

• Move 401k from Principal to Fidelity in may 2010
  
• Close Huntington and move money to northwest savings
• Pay off Credit Card biweekly
  

Budget
$200 mo groceries
$280 mo gas
$600 year auto repair
$50 mo electricity
$50 mo clothing
$100 fast food/dining
$40 mo HSA fund

Accomplished Goals From 2009

• Eat out no more than once a week
  
• Use coupons as much as possible
  
• Furnish house with garage sale/thrift store items until we redo the room with no more than $1000 new goal 2/09
  
• Research water heaters new goal added 5/09
  
• Research Cable/Internet packages...possibly AT&T new goal 6/09
• Move 401k to Fidelity new goal 6/09

Frugal:

• Try to get enough CFL lightbulbs to replace all of the lights when we move in..using coupons of course
  
• Keep entering giveaways for gift cards to home depot for our house
  
• Savings: Save up 6 months of emergency savings
  
• Max out Roth by April 2010 new goal added 2/09 continuing to contribute...
  
• Adam to get a full time job by August
  
• Save $2000 for washer and dryer fund...maybe less I dont know new goal added 5/09
  
• Biweekly Payments plus Principal on house
• Sending our taxes away to get done by professionals
• Applying for the New Home Buyer Credit $7500 to repay in the next 2 years
  

Completed Goals

• Pay off scooter by February balance=done January 10
• Pay off Jeep done! 2/1/09
• $1000 in Emergency Fund done January 16
• Emergency Fund $5000 done March 27
• Save some of every paycheck for Roth so I can max out next year($5000) done March 27
• Start contributing to my Roth this year and max out by April done March 13
• Buy a washer and dryer for house on sale with coupons! Got it from Sears Outlet 30% off $1400 total done June 5
• Buy a bed when we get home We got it from Levin furniture outlet good deal done June 10
• Continuing Job searching and have something set up by early may hopefully June 15th I start my new job!
• Save up a downpayment on a car brand new Hyundia accent
  
• Make a budget list
• $208 at Roth every 2 weeks to max out by April
• Have Adams loan down to $4000 by Sept
• Pay off Credit Card Each Month (do biweekly payment)
• Build a stockpile of food, try to spend no more than $50/week on groceries
  
• Get only free stuff and essentials at the drugstores
• Continue to use Swagbucks, Surveys and Youdata for extra money
• Buy furniture