Focus Friday

Ok heres the recap from last week:
THIS WEEK!

• Sunday- Work Rainbow 7p-8am---worked it.
  
• Monday-Dentist at 9am, Paint bedroom closet, Adam to put down floor, plumber?, Call insurance co about my eye exam not being covered??, Do laundry, pick up some deals at target and giant eagle Went to the Dentist, adam and I both have cavities to get filled...yay. Adam wasnt able to get to the floor yet. The plumber is coming on Wednesday and our bathroom will be done! Adam did laundry that was awesome. Didnt get to paint the closet, got busy at night.
  
• Tuesday- Watch Logan 7-2ish, plumber? Clean out fridge, find water heater receipt for taxes, Adam Cavs game, buy dads iPod touch I am watching Logan Wednesday instead. Cleanned out the fridge, raked leaves for 2 hours, and didnt finish before dark! Plumber coming tomorrow. Found the Water Heater Reciept! Got Dads ipod. went to giant eagle...chicken, soup, icecream and eggs were on sale, thats all i got haha
  
• Wednesday- Trish and Rob? Maybe Hillcrest? Maybe pickup treadmill. Logan, Hillcrest 11p-7a, Trish and Rob had to reschedule. Pick up treadmill Thursday or Friday.
  
• Thursday-Rainbow 7p-8a worked it!
  
• Friday- Mentor skating Party with zachary--it was so much fun! We also went to dinner with friends
  
• Saturaday- Halloween! Hungout with Sarah at her party
  

This week:
Sunday- Run 5 mile race, work hillcrest 7p-7a, make tilipia
Monday- work rainbow 7-8
Tuesday- dr guerreri at 2:30, interview for new job, clean out freezer, buy a hamper
Wednesday- Logan 7-3pm, meme surgery, grocery shopping
Thursday- Rainbow 7-8
Friday- Rainbow 7-8
Saturday- Rainbow 7-8

Lots of work this week!

Focus Friday--on saturday?

Ok heres the recap from last week:

• Sunday- Hillcrest 7p-7a, catch up on my thursday shows while scrapbooking, Look up a dentist and eye doctor, figuring out my HSA plan to pay my urgent care bill---I scrapbooked my page at the top! I paid my urgent care bill with HSA fund and found doctors!
  
• Monday- after work buy some pumpkin spice and make applesauce, Make appointments for dentist and eye doctor for adam and I.---AppleSauce was good and pumpkin lattes were a nice treat for the night. Made appointments too!
  
• Tuesday- Make applecrisp or applesauce for mom dad and meme, have trish and rob over for dinner possibly...Clean out upstairs closet, clean bathrooms--Sent applecrisp to my parents and meme, Trish and Rob never responded, went to the eye doctor!, planted my mums outside, the green room is done being painted! Our bathroom is also done being painted!
  
• Wednesday- Watch Logan 7a-2p work rainbow Got "flu-like" symptoms so i did not watch Logan but did work at rainbow
  
• Thursday- Work Hillcrest yep! It was good
  
• Friday- Work Rainbow, Adam out of town Worked...
  
• Saturday- Work Rainbow and go to Veterans park, Adam out of town, all the fixures are now in our bathroom! Went to get our new CFL lightbulbs today and going to work in a little bit!
  The Plumber did nto stop by this week because the bathroom wasnt done yet and we didnt grocery shop!
  

THIS WEEK!

• Sunday- Work Rainbow 7p-8am
  
• Monday-Dentist at 9am, Paint bedroom closet, Adam to put down floor, plumber?, Call insurance co about my eye exam not being covered??, Do laundry, pick up some deals at target and giant eagle
  
• Tuesday- Watch Logan 7-2ish, plumber? Clean out fridge, find water heater receipt for taxes, Adam Cavs game, buy dads iPod touch
  
• Wednesday- Trish and Rob? Maybe Hillcrest? Maybe pickup treadmill
  
• Thursday-Rainbow 7p-8a
  
• Friday- Mentor skating Party with zachary
  
• Saturaday- Halloween!
  
  

Focus Friday---on sunday?

I am getting back into this...
THIS WEEK!

• Sunday- Hillcrest 7p-7a, catch up on my thursday shows while scrapbooking, Look up a dentist and eye doctor, figuring out my HSA plan to pay my urgent care bill
  
• Monday- after work buy some pumpkin spice and make applesauce, Make appointments for dentist and eye doctor for adam and I.
  
• Tuesday- Make applecrisp or applesauce for mom dad and meme, have trish and rob over for dinner possibly...,Clean out upstairs closet, clean bathrooms
  
• Wednesday- Watch Logan 7a-2p work rainbow
• Thursday- Work Hillcrest
• Friday- Work Rainbow, Adam out of town
  
• Saturday- Work Rainbow and go to Veterans park, Adam out of town
  
  We will also be working on painting and putting the floor in the bedroom and finishing up our bathroom. The plumber should also be by this week. Busy busy busy! Also, we are gonna try not to go grocery shopping this week so no new meals!
  
  
  

Meals for this week

I just prepared a meal by $5 dollar dinners called apple-cranberry french toast bake! I have never tried it but it sounds so good! Also going to make Chicken and Dumplings in the crockpot this week. I have made this in the past and its sooo good! With the weather getting so cold now it cant sound any better!

Last week the Easy Baked Tilipia came out as good as always :) and also the Foil Packet chicken was really good! We still have leftovers because i made 6 of them :)

Giveaways this week!

Here are some giveaways I found this week on the web! Enjoy!

• Mommy has to work Resnackit bags
• The Bargain Jargon $20 Walmart Giftcard

Meals for this week

Hey everyone,
I am back! We are finally moved back home and kinda settled into our new home in Ohio. Here are the meals I am making this week. We still have leftovers to eat too! I am shopping at Giant Eagle this week. They have Tilipia for $4.99/lb, thats a good deal! I might stock up a bit. Also I have left over frozen chicken so heres what ill make:
Easy Baked Tilipia I dont have Old Bay Seasoning, so I will substitute for a little basil and garlic salt. We have a couple bags of various assorted veggies that I will use. I have made this before and its so good!
I am also going to make Foil Packet Chicken & Broccoli dinner This is Adams request. Its so good!

Financial Review For July

Financial Review For July

2009 Personal Finance Goals
This first part I got the idea from Green Panda Treehouse check them out!

Debt:

• Pay off one of adams loans We would just like to make sure it is paid at this point...

Spending:

• Eat out no more than once a week--We have done pretty well, the only thing we eat out is icecream with friends...
  
• Use coupons as much as possible-- Its workin out well, i want to get a printer for our house so I can print more coupons. We need internet fist...
  
  
• Furnish house with garage sale/thrift store items until we redo the room with no more than $1000 new goal 2/09 We have not bought any furniture. We are going to an antique barn tomorrow!
  
  
• Research water heaters new goal added 5/09 Got it as cheap as we could, couldnt get a tankless one, but it was just installed yesterday!
  
  
• Research Cable/Internet packages...possibly AT&T new goal 6/09 We are going to get AT&T but I would like Adam to have a fulltime job first...we will see

• Move 401k to Fidelity new goal 6/09 Still gotta do that...havent had a chance
  

• Contribute 6% of my paycheck to my 401k new goal 6/09 I cant contribute to it like a IRA, so I am contributing that to our FSA until I get enough built up for healthcare expenses
  

Frugal:

• Try to get enough CFL lightbulbs to replace all of the lights when we move in..using coupons of course --no sales on these lately, still lookin!--thanks for the tip jeannie
  
  
• Keep entering giveaways for gift cards to home depot for our house have not done this yet...no time since we got home :(---ditto once we get internet i will get on that again
  
  
• Savings: Save up 6 months of emergency savings currently at: $5,316.49--not contributing now...not enough money
  
  
• Max out Roth by April 2010 new goal added 2/09 continuing to contribute...
  
  
• Adam to get a full time job by August--currently getting some work here and there and working on our house!---no changes yet...is getting alot of hours though, no paycheck yet
  
  
• Save $2000 for washer and dryer fund...maybe less I dont know new goal added 5/09 our fund is now at: $901.36 -- pay off by December!

So Here we are in July. I have saved NO money this past month, it really sucks. I am not used to having such a small paycheck! I am making the best of it though. I am still able to pay the bills thanks to our savings, but thats going down fast! I hope Adam can help contribute soon!
My Short Term Financial Goals by June
Heres what we got:
Last month= blue
This month= red

Our HouseFund: $12,389.26--$10,678,68(this month we finished our bedroom, paint, wood floors. Got our water heater installed and a thousand other things!)
My Checkings (high interest): $6183.27--$2,735.43(i want to cry..)

My Checkings (no interest):$3104.67--$1047.84(I hope adam gets a job soon... )
Roth: 13,524.65--$13,389.22(so i contributed to it...you cant tell though)
Credit Card debt:-$1,532.76 I just paid that...

401k: $1765.43--1,661.53---i guess the stock market isnt doing well...
other 401k--$3,504.32-- 4,567.29--I will stop contributing at the end of this assignment :( then I will just have my Roth to contribute to until I get matching at my job

Goals Initiated this year

• Biweekly Payments plus Principal on house
• Sending our taxes away to get done by professionals
• Applying for the New Home Buyer Credit $7500 to repay in the next 2 years
  

Completed Goals

• Pay off scooter by February balance=done January 10
• Pay off Jeep done! 2/1/09
• $1000 in Emergency Fund done January 16
• Emergency Fund $5000 done March 27
• Save some of every paycheck for Roth so I can max out next year($5000) done March 27
• Start contributing to my Roth this year and max out by April done March 13
• Buy a washer and dryer for house on sale with coupons! Got it from Sears Outlet 30% off $1400 total done June 5
• Buy a bed when we get home We got it from Levin furniture outlet good deal done June 10
• Continuing Job searching and have something set up by early may hopefully June 15th I start my new job!
• Save up a downpayment on a car brand new Hyundia accent
  

Looking Ahead:
Goals for the next 3 months until September:

• Make a budget list
• $208 at Roth every 2 weeks to max out by April
• Have Adams loan down to $4000 by Sept
• Pay off Credit Card Each Month (do biweekly payment)
• Build a stockpile of food, try to spend no more than $50/week on groceries ---spending more than that right now because we started off with no food...
• Get only free stuff and essentials at the drugstores
• Try to get $25 in Chacha money
• Continue to use Swagbucks, Surveys and Youdata for extra money
• Buy furniture