Wednesday, May 19, 2010

June Goals in my life



June-
Fun
Grandpas Party June 12
See Dawn when she comes home and get pedicures
Jeannie and Adams MCdonalds party
See Sarah and Kevin again
Read a book
Have a fire with friends
Meet up with sean and mandy to give wedding gift
Take scooter ride to kent

DIYing/Crafting:
Scrapbook 2 pages
Meet up with Lorina and help her scrapbook

Gardening:
Weed the raspberries
Plant watermelon
Plant strawberries

Home:
Get bathroom floor in
Wash our comforter once the washer and dryer are in
Put up bathroom mirror, toilet paper roll and towel rack
Buy cleaning supplies for downstairs bathroom

Cooking:
Make one new recipe every 2 weeks

Wellness:
Run twice a week!

Work:
Work a contract at hillcrest
Interview at tripoint
Go agency at rbc

May-
Fun
Britt bday dinner--went to Texas Roadhouse, enjoyed seeing everyone!
Sarah and Kevin Housewarming--Didnt get to go due to work :(
Have a fire with our friends--havent had a nice day off yet
See Vicky and Jeremy- saw them twice and went to icecream
Chicago for 5 days!!--It was not what i expected but still nice to get away!
See Trish and Linda- never going to happen
Meet up with Sean and Mandy for wedding gift--maybe this month?
Read a book- Read Fade Away by Harlan Coben, pretty good. Also listened to dave ramsey on cd in my car
If adam and I have a day off: take a scooter ride to kent or hike cuyahoga valley national park--were supposed to may 24, then they scheduled adam to work.

DIYing/Crafting:
Scrapbook 10 Pages, hopefully I can do this in chicago!--I did 7 close enough.

Gardening:
Buy some mulch and top soil for the flower beds--adams dad is gonna give us some multch soon

Home:
Start painting bathroom??--its grey!!
Go through pantry this month and clean out kitchen cabinets-- I got that done!

Cooking:
Make 2 vegetarian recipes--white bean skillet, it was good. Gonna make some white bean chili outta the beans also made this citrus fish, it was ok...dont plan on making it again
Citrus fish was good

Wellness:
Having surgery on may 18--it hurt but no endometriosis so thats good
Preadmission testing May 4--did that too!
Run 4 miles at least during one run and run every day in chicago and once a week at home except the surgery week--ran everyday in chicago and did run once a week at least! I hope i can do the johnnycake

Work:
Work a contract at hillcrest with one day a week at rbc--rbc kept cancelling but i got overtime at hillcrest

Tuesday, May 4, 2010

Money Goals for May




Goals

Debt
  • Pay off Adams Small Loan by December--currently at: $3295.88.20---we will use thank you rewards this month to pay it
  • Get Emergency Fund Back to $5000-- currently $3553.87--added $182.90 this month
  • Keep paying Adams Big Loan--extra payments once small loan is gone-- currently at $36,562.34
Save
  • Pay all medical bills etc with HSA Fund-- just paid the first one $107.00...
  • Continue to contribute the max to my Roth $5000-- 2010 roth-currently at $1,291.00
  • Use Thank You rewards for Adams Loans-- currently have $28,897--getting $225 in student loan rebates!
  • Start Boiler Fund and buy a boiler this year with tax credit Save $2000-- currently $969.76 added $182.90 this month
  • Get Baby Fund up to $5500 at least--currently at $3385.69 added $182.90 this month
  • Get Vacation fund to $1000--currently $193.32-added $182.90 this month, I am sure we will use this up in chicago next week. Then we will save for our anniversary
  • Start IKEA fund so we can go on a shopping spree haha ($1000 goal)- currently at $540.98
  • Save $40 in HSA fund--currently we have two HSA balances: 80.01 and 617.89

Frugal
  • No More than $200/mo on groceries--April-$370...I dont know why its so much
  • Free/Cheap stockups at drugstores- got $28 from rebates and surveys in April
Home
  • Paint upstairs bathroom orange-- bought paint 1/10
  • Put in new toilet and plumbing downstairs
  • Get window treatments for bedrooms
  • Put in new toilet upstairs
  • Get closet doors
  • Install toilet and sink and fan
  • Paint downstairs bathroom-- bought paint 1/10
  • Install bathroom floor--floor boards are down! 3/10
  • Paint computer room
  • Install Floor in computer room
  • Paint Guest Bedroom--Base Coat and Closet are painted! 2/10
  • Buy carpet for guest bedroom
  • Buy floor for downstairs bathroom--bought 4/10
  • Redo electrical box- done 3/10
  • Get all downstairs plumbing done--done 3/10
  • Get Drywall done in downstairs bathroom-- done! 3/10
  • Put downstairs bathroom floor in
  • Paint Bathroom
  • Buy bathroom sink- done 4/10
Organize Accounts
  • Move 401k from Principal to Fidelity in may 2010--will look into this 5/10
  • Pay off Credit Card biweekly--paid!
  • Opening a Chase checking because they are giving away $150
  • Once we get the Schwab card, get rid of Citi---one more bill to pay for citi!

Budget
$200 mo groceries spent $370
$280 mo gas $172/mo
$600 year auto repair none this month
$50 mo electricity --$32.59!
$50 mo clothing--spent $116 at old navy!
$100 fast food/dining--$200...
$40 Water quarterly--1/10 $31.41

Added Goals
  • Start Cavs fund when our first fund reaches its goal and small loan is paid off
  • Once our first fund is up to the goal, get the small loan paid off! Then $60 a month to a different goal
  • Look into different mutual funds for Roth...--i still dont know what i am doing with this..
  • Opening a Schwab 2% Cash back card--will use all cash back for Adams loans
  • Keep paying Adams Big Loan--extra payments once small loan is gone
  • Save $40 in HSA fund
Completed Goals
  • Consider Refinancing our House---not worth it with our mortgage company
  • Redo downstairs plumbing ($1100)--paid 1/7 and 1/21
  • Continue to contribute the max to my Roth $5000--Maxed 2/8
  • Close Huntington and move money to northwest saving--2/10
  • Pay $450 more for basement plumbing done! done 3/5
  • Buy Cavs season tickets...make a fund next year!--bought 3/10
Goals not completed
  • Pay off Adams Small Loan by March
  • Talk with Wells Fargo, they want to refinance our home--ill wait til they call again, havent had time to meet with him
  • Save at least $300 for Sean and Mandys wedding in Disney-We decided that its not a good idea to go due to my surgery costs :( We are sad about it.