Money Goals for 2011 and review from 2010

2011 Money Goals

Well, with 2 babies on the way and me being out of work for about 5 months this year is gonna be a tough one. Lets see what we can do!


Debt

• Pay off Medical Bills from Dr. Guerreri, Lake Health, Dentist, Pediatrician appointments, Labs
  

• Keep paying Adams Big Loan-I would like to get this to $28,000 at the end of this year

Save

• Continue to contribute the max to my Roth $5000
• Start college savings accounts for the kids, goal of $100 each this year?
• Save for a new car for winter 2011 probably :(

Frugal

• Make Homemade baby food
• Breastfeed
• Use recipes with less ingredients
  
• Free/Cheap stockups at drugstores with coupons from newspaper

Home

We did so much in 2010! I am not sure what we have planned for 2011...

• Drywall Office
• Paint office
• Floor in office
• Carpet Living Room
• Get closet doors
• Install counter top in bathroom

Organize Accounts

• Call Fidelity about CCF 403B rolling into Roth

Budget
I have to sit down with adam for this part...

Review of 2010 Goals
Overall I think we did well. Our house took up most of the money, but we have done so much around here! Heres a review:

Goals 2010

• pay one fund at a time and get to the goal of the emergency fund $5000 first
• Keep paying Adams Big Loan--extra payments once small loan is gone-
• Save $40 in HSA fund
• Get bank account to $10000 pay off medical bills and then pay off adams small loan
• Buy a boiler
• Consider Refinancing our House---4% 15 yrs! Plan to payoff in 12 yrs
• Redo downstairs plumbing ($1100)
• Continue to contribute the max to my Roth $5000
• Close Huntington and move money to northwest saving--2/10
• Pay $450 more for basement plumbing done 3/5
• Buy Cavs season tickets...make a fund next year!--bought 3/10---did not start for next year
  
• Use Thank You rewards for Adams Loans-- used them! 5/10
• Opening a Schwab 2% Cash back card--will use all cash back for Adams loans 5/10
• Pay off Adams Small Loan by December--PAID OFF!!! 6/10
• Get Emergency Fund Back to $5000--5861.43!! 6/10
• Once we get the Schwab card, get rid of Citi---done with citi! 6/10
• Get Baby Fund to at least $5500(we have changed this goal to $10000 due to bedrest)- currently at $10002.00--GOAL MET!!! 9/10
• Start IKEA fund so we can go on a shopping spree haha ($1000 goal)- went on our shopping spree :) 9/10
• Look into different mutual funds for Roth...--done 9/10 will check back 12/10
• Start Boiler Fund and buy a boiler this year with tax credit Save $3000-- Got the boiler installed, about $6000
• Pay off Adams Small Loan by March done!
• Pay all medical bills etc with HSA Fund--used up all of our HSA :(

Home in 2010

• Paint upstairs bathroom orange-- bought paint 1/10
  
• Put in new toilet and plumbing downstairs done 5/10
  
• Get window treatments for bedrooms done 5/10
  
• Put in new toilet upstairs done 5/10
  
• Install toilet and sink done 5/10
  
• Paint downstairs bathroom-- bought paint 1/10
  
• Install bathroom floor--floor boards are down! 3/10 installed 8/10!
  
• Paint Guest Bedroom--Base Coat and Closet are painted! 2/10
• Buy carpet for guest bedroom--done 8/10
• Buy floor for downstairs bathroom--bought 4/10
• Redo electrical box- done 3/10
• Get all downstairs plumbing done--done 3/10
• Get Drywall done in downstairs bathroom-- done! 3/10
• Put downstairs bathroom floor in done 5/10!
• Paint Bathroom done 5/10!
• Buy bathroom sink- done 4/10
• Install dryer--done 9/10!
• Install cabinet in bathroom--done 9/10
• Buy upstairs carpet for guest room--done 8/10
• Paint upstairs guestroom--done 7/10
• Take a trip to IKEA to furnish guest room before babies come--done 9/10
• Put shelves up in blue room done 10/10 and babies room
• Set up babies room with cribs done 10/10 and gliders and decorate
• Get chimneys inspected done 11/10
  
• Get a new boiler done 11/10
• Get babies dresser organized and sheets on the cribs kind of done 12/10