Saturday, March 20, 2010

Goals Reviewed for April


  • Pay off Adams Small Loan by December--currently at: $3546.20---we will make a $100 extra payment this month---we want this thing gone!
  • Get Emergency Fund Back to $5000-- currently $3343.50--added $227.40 this month
  • Pay all medical bills etc with HSA Fund-- just went to the doctor on march 22, we will see what that bill is....
  • Continue to contribute the max to my Roth $5000-- 2010 roth-currently at $667.00
  • Use Thank You rewards for Adams Loans-- currently have $24,361 need $31,400 for $250 student loan rebate
  • Save at least $300 for Sean and Mandys wedding in Disney-- part of vacation fund $741.43--Added $227.40 this month
  • Start Boiler Fund and buy a boiler this year with tax credit Save $2000-- currently $785.43 added $227.40 this month
  • Get Baby Fund up to $5500 at least--currently at $3196.84 added $227.40 this month
  • Get Vacation fund to $1000--currently $741.43--have to deduct $247.72 from chicago trip...and $484.77 for next chicago trip...the hotel so we are down to about nothing...-732
  • Start IKEA fund so we can go on a shopping spree haha ($1000 goal)- currently at $347.44

  • No More than $200/mo on groceries--March-$222 ($20 over :()
  • Free/Cheap stockups at drugstores- got $23 from rebates and surveys in March
  • Paint upstairs bathroom orange-- bought paint 1/10
  • Put in new toilet
  • Get window treatments for bedrooms
  • Get closet doors
  • Install toilet and sink and fan
  • Paint downstairs bathroom-- bought paint 1/10
  • Install bathroom floor--floor boards are down! 3/10
  • Paint computer room
  • Install Floor in computer room
  • Paint Guest Bedroom--Base Coat and Closet are painted! 2/10
  • Buy carpet for guest bedroom
  • Buy floor for downstairs bathroom
  • Redo electrical box- done 3/10
  • Get all downstairs plumbing done
  • Get Drywall done in downstairs bathroom
Organize Accounts
  • Move 401k from Principal to Fidelity in may 2010
  • Pay off Credit Card biweekly--paid!
  • Opening a Chase checking because they are giving away $150
  • Once we get the Schwab card, get rid of Citi

$200 mo groceries spent $220
$280 mo gas $172/mo
$600 year auto repair oil change on my car $79.68
$50 mo electricity --$40.04!
$50 mo clothing--$80--shopping in chicago
$100 fast food/dining--$190 we went to chicago and ate out alot, it was awesome!
$40 mo HSA fund- $40
$40 Water quarterly--1/10 $31.41

Added Goals
  • Start Cavs fund when our first fund reaches its goal and small loan is paid off
  • Once our first fund is up to the goal, get the small loan paid off! Then $60 a month to a different goal
  • Look into different mutual funds for Roth...
  • Opening a Schwab 2% Cash back card--will use all cash back for Adams loans
Completed Goals
  • Consider Refinancing our House---not worth it with our mortgage company
  • Redo downstairs plumbing ($1100)--paid 1/7 and 1/21
  • Continue to contribute the max to my Roth $5000--Maxed 2/8
  • Close Huntington and move money to northwest saving--2/10
  • Pay $450 more for basement plumbing done! done 3/5
  • Buy Cavs season tickets...make a fund next year!--bought 3/10
Goals not completed
  • Pay off Adams Small Loan by March
  • Talk with Wells Fargo, they want to refinance our home--ill wait til they call again, havent had time to meet with him

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