2011 Money Goals
Debt
- Pay off Medical Bills from Dr. Guerreri, Lake Health, Dentist, Pediatrician appointments, Labs
- Keep paying Adams Big Loan-I would like to get this to $28,000 at the end of this year
Save
- Continue to contribute the max to my Roth $5000
- Start college savings accounts for the kids, goal of $100 each this year?
- Save for a new car for winter 2011 probably :(
- Make Homemade baby food
- Breastfeed
- Use recipes with less ingredients
- Free/Cheap stockups at drugstores with coupons from newspaper
Home
We did so much in 2010! I am not sure what we have planned for 2011...- Drywall Office
- Paint office
- Floor in office
- Carpet Living Room
- Get closet doors
- Install counter top in bathroom
- Call Fidelity about CCF 403B rolling into Roth
I have to sit down with adam for this part...
Review of 2010 Goals
Overall I think we did well. Our house took up most of the money, but we have done so much around here! Heres a review:
Goals 2010
- pay one fund at a time and get to the goal of the emergency fund $5000 first
- Keep paying Adams Big Loan--extra payments once small loan is gone-
- Save $40 in HSA fund
- Get bank account to $10000 pay off medical bills and then pay off adams small loan
- Buy a boiler
- Consider Refinancing our House---4% 15 yrs! Plan to payoff in 12 yrs
- Redo downstairs plumbing ($1100)
- Continue to contribute the max to my Roth $5000
- Close Huntington and move money to northwest saving--2/10
- Pay $450 more for basement plumbing done 3/5
- Buy Cavs season tickets...make a fund next year!--bought 3/10---did not start for next year
- Use Thank You rewards for Adams Loans-- used them! 5/10
- Opening a Schwab 2% Cash back card--will use all cash back for Adams loans 5/10
- Pay off Adams Small Loan by December--PAID OFF!!! 6/10
- Get Emergency Fund Back to $5000--5861.43!! 6/10
- Once we get the Schwab card, get rid of Citi---done with citi! 6/10
- Get Baby Fund to at least $5500(we have changed this goal to $10000 due to bedrest)- currently at $10002.00--GOAL MET!!! 9/10
- Start IKEA fund so we can go on a shopping spree haha ($1000 goal)- went on our shopping spree :) 9/10
- Look into different mutual funds for Roth...--done 9/10 will check back 12/10
- Start Boiler Fund and buy a boiler this year with tax credit Save $3000-- Got the boiler installed, about $6000
- Pay off Adams Small Loan by March done!
- Pay all medical bills etc with HSA Fund--used up all of our HSA :(
- Paint upstairs bathroom orange-- bought paint 1/10
- Put in new toilet and plumbing downstairs done 5/10
- Get window treatments for bedrooms done 5/10
- Put in new toilet upstairs done 5/10
- Install toilet and sink done 5/10
- Paint downstairs bathroom-- bought paint 1/10
- Install bathroom floor--floor boards are down! 3/10 installed 8/10!
- Paint Guest Bedroom--Base Coat and Closet are painted! 2/10
- Buy carpet for guest bedroom--done 8/10
- Buy floor for downstairs bathroom--bought 4/10
- Redo electrical box- done 3/10
- Get all downstairs plumbing done--done 3/10
- Get Drywall done in downstairs bathroom-- done! 3/10
- Put downstairs bathroom floor in done 5/10!
- Paint Bathroom done 5/10!
- Buy bathroom sink- done 4/10
- Install dryer--done 9/10!
- Install cabinet in bathroom--done 9/10
- Buy upstairs carpet for guest room--done 8/10
- Paint upstairs guestroom--done 7/10
- Take a trip to IKEA to furnish guest room before babies come--done 9/10
- Put shelves up in blue room done 10/10 and babies room
- Set up babies room with cribs done 10/10 and gliders and decorate
- Get chimneys inspected done 11/10
- Get a new boiler done 11/10
- Get babies dresser organized and sheets on the cribs kind of done 12/10
